Terms of Service

Last updated: November 30, 2025

These Terms of Service ("Terms") govern your access to and use of Morzepay's services. By using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Morzepay, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use our services.

2. Account Registration

To use Morzepay, you must:

3. Acceptable Use

You agree not to:

4. Subscription and Payment

Our paid services are billed in advance on a monthly or annual basis. You agree to:

Subscriptions automatically renew unless canceled before the renewal date.

5. Cancellation and Refunds

You may cancel your subscription at any time. Upon cancellation:

6. Intellectual Property

Morzepay and its content, features, and functionality are owned by Morzepay Bora Labs and are protected by copyright, trademark, and other intellectual property laws.

7. Data and Privacy

Your use of Morzepay is also governed by our Privacy Policy. You retain ownership of your data and grant us a license to use it to provide our services.

8. Limitation of Liability

To the maximum extent permitted by law, Morzepay shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

9. Indemnification

You agree to indemnify and hold Morzepay harmless from any claims, damages, or expenses arising from your use of the service or violation of these Terms.

10. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes via email or through the service. Continued use after changes constitutes acceptance.

11. Governing Law

These Terms are governed by the laws of Uganda. Any disputes shall be resolved in the courts of Kampala, Uganda.

12. Contact

Questions about these Terms? Contact us at [email protected]